Monit jest to pisemne lub elektroniczne zawiadomienie, informujące dłużnika o wystąpieniu zaległości w wpłacie i podające ostateczny termin na uregulowanie zobowiązania. Jego wystosowanie poprzedza podjęcie przez wierzyciela poważniejszych kroków, to jest postępowania komorniczego czy sądowego nakazu zapłaty. W przypadku otrzymania monitu należy jak najszybciej skonstatować się z pożyczkodawcą i uregulować zaległą wpłatę.
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