Zaliczka jest formą zabezpieczenia w przypadku transakcji z umową przedwstępną. Dzięki temu strona, która jest odpowiedzialna za brak realizacji umowy finalnej, jest zobowiązana do zwrotu zaliczki. W sytuacji, gdy umowa dojdzie do skutku, zalicza zostaje włączona w kwotę całej transakcji. Należy pamiętać, że większą wartość zabezpieczeniową od zaliczki stanowi zadatek.
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